Have you been injured in an accident involving a commercial vehicle?
The term commercial vehicle applies to any manner of vehicles that are
used for commercial purposes, but in the legal world, the term
specifically applies to 18-wheelers, flatbed trucks, dump trucks,
delivery trucks, etc. Generally, we are referring to large vehicles
that typically inflict massive damage when involved in accident.
The primary thing to consider is that when you have been involved in a commercial vehicle accident in Houston, you will soon face tremendous
obstacles in dealing with the aggressive insurance adjusters assigned to your case.
Why is it so difficult?
The bottom line is that most commercial vehicles are required to be
insured by policies that are sufficient to cover the immense damages
that such large vehicles are likely to cause in the event of an
accident. Additionally, the companies that operate these commercial
vehicles will purchase high limit insurance policies to insulate their
assets from lawsuits in the event of accident.
With so much money at stake, these insurance companies are extremely
aggressive in the way that they approach the claims process.
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Important Information
Did you know: Commercial vehicles are usually covered by large
insurance polices. These high limit policies are typically about 50
times the value of a normal car insurance policy. This is the primary
reason that the adjusters are so incredibly aggressive in these types
of cases.
Did you know: The adjusters assigned to large commercial vehicle
polices are not your typical insurance adjusters. They are generally
experienced adjusters who have been promoted to this position because
they are extremely proficient at saving the insurance company money. In
other words, they have made a career out of opposing accident victims
just like you. Additionally, the more money an insurance adjuster saves
their company, the more money they make personally. They have a vested
interest in paying you as little as possible.
Did you know: The insurance companies that cover these commercial
vehicles typically have a team of defense attorneys on retainer at all
times. These attorneys are available to be dispatched to the scene of
an accident with a commercial vehicle at a moment’s notices. that
insure large trucks have a team of defense attorneys on contract. These
attorneys are tasked with the single purpose of building a case against
you. In a Houston commercial vehicle accident, local council is never
more than a few minutes away.
Did you know: The drivers of these commercial vehicles make a living
based on their ability to retain legal status as a commercial driver.
These creates a scenario where these drivers are extremely likely to
say whatever they must say to avoid damaging their driving record. This
often culminates in a driver who lies about the events of an accident.
It is very common for an insurance adjuster to deny a claim on the
basis that their driver has a differing account of the story that you
do.
Did you know: the insurance companies that cover most commercial
vehicles will often have their own internal investigation team that is
sent to the scene of the accident immediately after it is called in.
These investigators are looking for anything they can find to use to
diminish the value of your claim. In many of the Houston commercial
vehicle accidents that our firm has handled, these investigators
arrived on the scene even before our client left the scene by
ambulance.
Did you know: By the time you have found this website and read the
above information, the insurance company that represents the commercial
vehicle in your accident will already have investigated the accident
scene, assigned an aggressive adjuster, and started building a legal
case against you with their aggressive defense counsel.
You cannot hope to face such a coordinated effort against a team of
professionals who have the experience and knowledge to deny your claim
or reduce the value of your claim. It becomes readily apparent that you
need a team of your own.
Our experienced Houston trucking accident attorneys would like to be that team.
The Houston commercial vehicle accident attorneys of Grossman Law
Offices have spent the last 20 years defending the rights of our
clients. We have the knowledge and experience necessary to ensure that
you are not taken advantage of in your commercial vehicle accident
case.